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Nsindika Njake Womens Group-Kayunga
In this Group: Isa, Champkin, Margret, Hamuza, Isaac, Muzamiru, Nathan, Hamis*, Julius, Ochieng, Sayid
* not pictured
The first step to any success in any kind of undertaking is determination. From his early days as a tailor, which was his first business venture, 42 year old L. Isa, a high spirited and courteous married gentleman with 4 children, has laid great store on the values of hard work. This attitude, combined with his never tiring and determined resolve has brought him dividends in his agro-produce sales business. Because the cash crop he primarily sells at his stall, which is maize, is in high favour with most people around Namirembe in Kayunga, he has been able to make and consolidate his steady profits.

This flourishing period, however, is mostly during the months of July and August when he is able to harvest on a large scale from his gardens. The recurring months are for drying and selling. This means that the seasons that lie at the threshold of every year and at the end of it are normally stagnant ones as he has less to sell, even if he has reserves. He also has to constantly bear in mind the provision of proper welfare to his family. This means he has to use some of his maize reserves as food for his family. He credits his dad for inspiring him and he has, ever since then, worked hard to emulate him. This has manifested itself in the 120,000 shillings, he makes in a week. His business longevity now stretches to a period of 12 years and, under the auspices of this loan, he wants to purchase in bulk more bags of maize to resell. The upshot, he says, is that he will be able to consolidate on his financial base with the increased sales.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 134
    View loans »
    Uganda Loans Fundraising
  • $33,804,000
    Funds lent in using Kiva
  • 2,216.5
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Nsindika Njake Womens Group-Kayunga's $1,375 loan helped a member the purchase in bulk of more bags of maize for reselling.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 27, 2010
Aug 19, 2010
Currency Exchange Loss:
Feb 15, 2011