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Gaylee D. is a married woman who lives in Prk Sambag, Brgy. Bonifacio, Cadiz City, Negros Occidental. She earns her living by operating a sari-sari (or general store) business. Her husband Orlando D. Jr., who is 41 years old, works as a farmer to earn his living, and also helps in his wife's business activities. They have two children who are 17 and 18 years old.

Gaylee joined NWTF-Project Dungganon in 2004 because she aspired for something better for her family. With the help of her past seven loans from NWTF-Project Dungganon, Gaylee has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of 17,000 Philippine pesos (PHP) helped her earn a monthly profit of PHP 4000, uplifting the family's standard of living.

This time, for her eighth loan, she is borrowing PHP 21,000, which she intends to use as additional capital for her sari-sari store so that she could continue to save up for future needs for her family.

Gaylee D. is a Dungganon (a Hiligaynon word that means "honorable") woman who is following an honorable path toward the achievement of her dreams.

About NWTF:

In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF) is making a difference in the lives of thousands of women through Project Dungganon. Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned respect through a lifetime of hard and honest work. Help NWTF continue its mission to help the poorest in the Philippines by clicking the link to the NWTF Kiva lending team on to join our team.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 454
    View loans »
    Philippines Loans Fundraising
  • $69,733,650
    Funds lent in using Kiva
  • 45.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Gaylee purchase more stock to sell.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jul 28, 2010
Aug 18, 2010
Currency Exchange Loss:
Mar 16, 2011