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Margarita is a member of the Communal Bank “San José de Urubamba”. She lives in the Province of Urubamba, Department of Cusco.

Margarita is 50 years old and a single mother with two children. She divides her time between her household activities and running her small business. Margarita buys and sells fodder in the neighborhood of Berriozábal and at the central market. She must play the role of both father and mother to her two young children. Margarita also raises small animals, so buying and selling them helps to maintain her business. However, this month she plans to only sell fodder. The loan she is requesting will be used to buy fodder in bulk.

Margarita says she is grateful and values the loan that has been provided. Therefore, she promises to complete her payments by the established deadlines.

View original language description ↓

La socia pertenece al banco comunal “SAN JOSE DE URUBAMBA”; La socia vive en la provincia de Urubamba, departamento del Cusco.

La socia es la Sra. Margarita; ella tiene 50 años de edad y La socia es madre soltera y tiene 2 hijos la socia alterna sus actividades del hogar con el comercio minorista, La socia compra y vende pasto en el barrio de Berriozábal y el mercado central; La socia es padre y madre para sus menores hijos ella también tiene animales menores y de vez en cuando compra y vende para ayudarse con este negocio también, pero por este mes está dedicada solo a la venta de pasto. La socia solicita el préstamo para comprar pasto al por mayor.

La socia valora y agradece el préstamo otorgado y de este modo se compromete en cumplir con las cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 36
    View loans »
    Peru Loans Fundraising
  • $64,459,350
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Margarita purchase fodder in bulk.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jul 17, 2010
Aug 18, 2010
Currency Exchange Loss:
Jan 15, 2011