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Ñemity Group
In this Group: Maria, Juana, Crispina, Pánfila, Lucia, Felicita, Higinia, Norma, Gladys, Elvira, Marta, Ernesta, Maria, Tomasa, Luz*
* not pictured
The women of this committee work for the Yhaka Ro'ysa Company in the city of Caacupé. They are hard-working women, with lots of solidarity, who possess a good sense of belonging to the group. They are very content with the program offered by the Fundación Paraguaya, which besides providing credit that helps them greatly with the businesses to which the women are dedicated, also offers good training that teaches them, among other things, techniques such as how to achieve good relations with fellow members and in the home; how to save and not spend on unnecessary things; and building self esteem, etc. Today the members finished their 8th loan cycle. They have worked together for approximately 2 ½ years.

One of the members is María who is dedicated to retail commerce of various goods, mostly a mixed inventory, including toys, baby clothes, book store items, gifts, and others. María began with little merchandise and has experienced a constant growth of her business. To wait on customers, she can count on her daughters who are very proud of their mother. They constantly affirm how she has always struggled to get ahead to assure that they lacked nothing.

María is requesting the loan to buy hose, scarves, gloves, and other merchandise.
View original language description ↓
Las mujeres D. comité son D. la compañía Yhaka ro´ysa D. la ciudad D. Caacupé.
Son mujeres muy trabajadoras, muy solidarias, poseen un buen sentido D. pertenencia D. grupo.
Las mismas están muy contentas con el programa que les ofrece la Fundación Paraguaya, puesto que además D. otorgarles el crédito que les ayuda bastante para el negocio al cual se dedican, les brinda también una buena capacitación que les enseña entre otras cosas, técnicas D. cómo lograr un buen relacionamiento con las demás integrantes, como también en la casa, como hacer para ahorrar, no gastar en cosa innecesarias, capacitaciones sobre autoestima, etc.

Las integrantes ya culminaron hoy su ciclo crediticio número 8, poseen una antigüedad D. 2 años 6 meses aproximadamente.
Una D. las integrantes es la señora Maria V. quien se dedica al comercio minorista D. varias mercaderías en su mayoría relacionadas a la mercería como, juguetes, ropas para criaturas, artículos D. librería, regalos y otros.
Ella comenzó con poca mercadería y se encuentra en constante crecimiento en su negocio.
Para la atención la ayudan sus hijas quienes están muy orgullosas D. la mama que tienen por qué afirman que ella siempre ha luchado para salir adelante sin que les falte algo a ellas.
Solicita el préstamo para la compra D. medias, bufandas, guantes y otros.

Additional Information

About Fundación Paraguaya

Fundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Paraguay

  • $8,400
    Average annual income
  • 49
    View loans »
    Paraguay Loans Fundraising
  • $38,025,450
    Funds lent in using Kiva
  • 4,725.0
    Paraguay Guarani (PYG) = $1 USD

Success!! The loan was 100% repaid

A portion of Ñemity Group's $2,025 loan helped a member bUYING MERCHANDISE, INCLUDING HOSE, SCARVES, GLOVES, ETC.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jul 23, 2010
Aug 18, 2010
Currency Exchange Loss:
Jan 15, 2011