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María Auxiliadora
María Auxiliadora G. N. works at the Hotel Barceló Montelimar as Events Assistant. She has been working for this business for a year. She has had two loans with CEPRODEL and has used them to purchase construction materials to improve the house where she lives. The loans have benefited her greatly since as a result she has improved her living condition and that of her family.
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La Sra. María Auxiliadora G. N. ella es Trabajadora del Hotel Barceló Monte limar desempeñándose como Asistente de Eventos tiene un año de trabajar para esta empresa. Ha tenido dos créditos con CEPRODEL y los ha realizado para comprar materiales de construcción para mejorar su casa de habitación los cuales le han beneficiado en gran manera ya que de esa manera ella ha mejorado su condición de vida de ella y su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 29
    View loans »
    Nicaragua Loans Fundraising
  • $26,396,925
    Funds lent in using Kiva
  • 21.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped María Auxiliadora purchase of construction materials: sand, cement, stone and gravel.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 12, 2010
Sep 17, 2010
Currency Exchange Loss:
Aug 15, 2011