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Baktygul M. is a resident of Tup, a nice town in the Isykul region. She is a 55-year-old widow. She has raised two daughters and a son. The first daughter and the son work in Bishkek in a sewing workshop and the second daughter helps her mom with the business.

In 1998, because of the high unemployment rate, Baktygul started her own business. She began to sell convenience goods. In 2002, she opened her own store and now she sells convenience goods, clothes, soaps, etc.

In this way, she makes 8000 soms per month. With money received from the loan, Baktygul wants to increase the turnover of her business and purchase a variety of drinks, foodstuffs and clothes. In the future, she plans to expand her business, open a big store and build a house in Bishkek.

Where Did This Loan Come From?

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused microfinance institution in Kyrgyzstan.

MBF is strongly committed to the principles of sustainable development and upholds the triple "P" bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only microfinance institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,013,000
    Funds lent in using Kiva
  • 46.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Baktygul to purchase a variety of drinks, foodstuffs and clothes.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 11, 2010
Aug 18, 2010
Currency Exchange Loss:
Jun 17, 2011