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This is Cecilia M., 60, a resident of Dasmariñas, Cavite, Philippines. She is married to Leandro M., an analyst, and is the mother to a young, hardworking adult.

Cecilia operates a snack stall. She mainly sells "proven," sometimes also known as "chicken proven" or spelled "proben." According to Wikipedia, "proven" is “a type of street food popular in some regions of the Philippines. It consists essentially of the proventriculus (part of the stomach) of a chicken, dipped in cornstarch, and deep-fried. It is served either in a small bagful of vinegar, or skewered on bamboo sticks to be dipped in the vinegar just before it is eaten.” She also sells “palamig,” a kind of sweetened beverage with cut-up gelatin floating in the vanilla flavored drink. Her main customers are her neighbors and her immediate community. She earns a minimum of 500 Philippine pesos a day.

To help her continue operations of her business, she is requesting a Php18,000 loan. She will be utilizing the loan to buy more quantities of products like meats, condiments and seasonings. She expects a boost in her business income as she expands her business. Cecilia has been a member of Center for Community Transformation for five years now and regularly attends fellowship meetings.

Cecilia dreams to be able to enjoy a peaceful and successful life through all her hard work on her business.

*All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital and pay microfinance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 366
    View loans »
    Philippines Loans Fundraising
  • $65,913,675
    Funds lent in using Kiva
  • 45.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Cecilia buy more quantities of products like meats, condiments and seasonings.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 26, 2010
Aug 17, 2010
Currency Exchange Loss:
Feb 15, 2011