A loan helped to buy another dairy cow of a quality breed to satisfy the demand for milk, and to use the profits to support her family.

Nancy's story

Nancy, 52 years old and a mom of nine, is a borrower with a great credit history and is an extraordinary woman with a great personality. She is a role model, a mentor, and an inspiration to many young farmers in her village. For the past few years, Nancy has been involved in mixed farming, and her primary source of income has been from growing maize as well as keeping dairy cows.

Nancy has been able to provide nutritious food for her family. She decided the best way to increase her income is to improve her farm's productivity. To increase milk production, she can either buy more cows or replace the existing cows with more productive breeds. The latter makes more economic sense.

Traditional breeds are well-adjusted to the environmental conditions and are disease-resistant but their milk production is very low. Crossbreeds and Frisians are more productive and can survive in the same environment as the traditional breeds, but come at a higher price. Nancy is seeking a loan from Kiva lenders to purchase another productive dairy cow that will bring her more income and improve her milk vending business.

Nancy will use the additional income to pay for her children's education and to meet family expenses. Her future plan is to keep growing her income-generating asset base. Nancy really hopes for lenders' contributions and is looking forward to a warm response.

Support this focused mum this 2021!

This loan is special because:

It finances smallholder farmers to purchase dairy cows, chickens, cereals, farm inputs and farming equipment.

Loan details

Lenders and lending teams

Loan details