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Maria Eliza
Maria Elisa L. J. is the widowed mother of four children. She and her family live in the San Agustín neighborhood and they sell furniture out of her home. She is the family’s most important pillar because she is very hard working, entrepreneurial, and of strong character.

Maria has been an active client for more than five years and has had eighteen previous loans, which she has repaid. She has used the money from all of the loans to invest in her business, because she needs to constantly make investments to keep the business stable and to be able to offer a large variety of products in order to attract more customers and beat out the competition. One of her virtues is to keep her family united and working in the same business.
View original language description ↓
Doña Maria Elisa L. J. es viuda, madre de cuatro hijos , comerciante, vive junto a su familia en el barrio San Agustín, toda su familia y ella se dedican a la venta de muebles que lo tiene ubicado en su casa de habitación ella es el pilar más importante de su familia ya que es una señora muy trabajadora, emprendedora de carácter fuerte
Doña Maria Elisa L. J. es clienta activa desde hace más de cinco años con dieciocho créditos cancelados, todos estos créditos los ha utilizado para la inversión de su negocio ya que constantemente tiene que realizar inversiones para mantener estable su negocio y ofrecer mucha variedades de sus producto para atraer más clientes y hacer frente a la competencia una de sus virtudes es de mantener unidad a su familia trabajando en el mismo negocio.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 50
    View loans »
    Nicaragua Loans Fundraising
  • $26,293,200
    Funds lent in using Kiva
  • 21.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Maria Eliza inventory.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
At end of term
Jul 22, 2010
Sep 17, 2010
Currency Exchange Loss:
Nov 15, 2010