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Heydi Jose
Heidy is 30, she is a single mom, has one son that she has been able to get ahead with great effort and dedication. It was hard from her from the beginning because she had to start working at a very young age to support her family.
With hard work and after saving for a while she decided to become an independent worker. She gained clients slowly and now has her own business, she works from 6 am to 7 pm selling general merchandise. This loan is to buy merchandise such as earrings, lipstick, nail polish, perfumes, lotions, skin treatments and handbags.
View original language description ↓
La joven de Heydi tiene 30 años. Es madre soltera y tiene 1 hijo a su cargo con mucho esfuerzo y dedicación ha salido adelante. Pues sus inicios fueron muy difíciles, pues desde joven empezó a trabajar, por lo que necesitaba mantener a su familia. Con esfuerzo y algunos ahorros decidió independizarse y trabajar. Poco a poco obtuvo clientela ahora ella tiene su negocio y trabaja desde las 6 de la mañana hasta las 7 de la noche la venta de mercadería en general ha sido muy importante. Este financiamiento es para la compra de aretes, pintura de labios, pintura de uñas, perfumes, cremas, tratamientos y bolsos.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Nicaragua

  • $4,800
    Average annual income
  • 42
    View loans »
    Nicaragua Loans Fundraising
  • $26,238,100
    Funds lent in using Kiva
  • 21.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Heydi Jose to buy merchandise.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Aug 11, 2010
Aug 17, 2010
Currency Exchange Loss:
Sep 15, 2011