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Darlyn Joy
Darlyn Joy would like to request a larger loan for the sustainability and growth of her venture: a sari-sari (variety) store.

Sari-sari stores basically sell small quantities of various foodstuffs, grocery items and beverages. “Sari” is a native word for variety. This is a small store that is either attached to the owner’s house or in a small native cottage not far away from the owner’s house. Such stores are convenient for people in the village who live far from the market town.

Darlyn is determined to improve her business as well as the life of her family. Knowing that she can access financial support through loans has given her courage and faith that someday she will move away from the cycle of being poor.

Darlyn’s business has been very helpful in achieving her dreams. Her greatest hope is that her family will be complete if they have a baby someday. Her longterm goals are to have a full-fledged mini-grocery store and a happy family as well.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 471
    View loans »
    Philippines Loans Fundraising
  • $69,789,400
    Funds lent in using Kiva
  • 45.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Darlyn Joy to support the growth of her sari-sari store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 21, 2010
Aug 16, 2010
Currency Exchange Loss:
Aug 25, 2011