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Speciose is 34 years old and married with four children. Her children are 3, 6, 8, and 10 years old and her three eldest are in school. She and her husband have been able to afford health insurance for the entire family. They also keep a reserve of money for illnesses not covered by the insurance.

Speciose buys handicrafts and sells them in the market. Her husband assists her with this job. They have been doing this business for 7 years and have become known for selling high quality goods. With the loan she plans to increase the amount of handicrafts they sell. She eventually hopes to be able to hire staff to assist her in the business. Her goal is to save enough to construct a house to live and work in. Also she hopes to save money to give to her children.

Additional Information

About Urwego Opportunity Bank of Rwanda (UOB)

Urwego Opportunity Bank (UOB) helps underserved Rwandans by providing its clients with the necessary credit and savings capabilities required for economic transformation. It offers credit products, including group and individual loans, as well as training in business development, financial literacy and health management. UOB loan products leverage social collateral since most group members have little to no collateral.

About Rwanda

  • $1,700
    Average annual income
  • 41
    View loans »
    Rwanda Loans Fundraising
  • $18,427,025
    Funds lent in using Kiva
  • 586.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Speciose buying more handicrafts.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 19, 2010
Aug 16, 2010
Currency Exchange Loss:
Dec 15, 2010