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Shamshad's Group
In this Group: Shamshad , Abida Parveen, Asghari, Nasreen
Shamshad is a resident in the city of Multan, the fourth largest city of Pakistan. She lives in a three room brick house with her family. Her husband runs a thread selling business. He supplies thread to different thread sellers to earn an income. Shamshad does embroidery work to financially support her family. She is very competent in her work and gets regular orders.

Shamshad has five children: four sons and a daughter. All of them are illiterate except her daughter who is getting a religious education. Her first three sons work and one son stays at home. One of her sons has a business making bed-sheets A second son does labor work and the third is working in a factory.

She has applied for a loan from Asasah for her embroidery business. With the loan amount she will buy embroider material such as beads, clothes, sketches and colored thread in bulk and improve her embroidery business. This is her first loan cycle with MFI. She is hopeful that this investment will help her business grow.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 274
    View loans »
    Pakistan Loans Fundraising
  • $17,407,625
    Funds lent in using Kiva
  • 85.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shamshad's Group's $875 loan helped a member purchase embroideyr material in bulk to improve her embroidey business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 9, 2010
Aug 15, 2010
Currency Exchange Loss:
Aug 15, 2011