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Señor De Luren Group
In this Group: Yolanda, Melania, Delia Elizabeth, Andrea, Serafina, Reina, Dennys, Nancy Esther, Lilia, Julio, Alberta, Nery
The “Señor de Luren” (Lord of Luren) communal bank starts its 9th cycle with 12 members who are from Huancavelica district whose main economic activity is commerce.

Yolanda is one of the members and is serving as Treasurer on the governing board during this cycle. She has three young children who are 26, 18 and 16 years of age.

Yolanda has a small bookstore where she sells stationery items like: notebooks, sheets of paper, pencils and all types of paper goods. She started the business with just a few items but gradually has been stocking it according to the needs of her customers. Now, she also has a photocopying machine and provides copying services as well as document typing and formatting.

The loans that Yolanda receives are used to buy school supplies at wholesale and in large quantities for her store.

Her dream is to have a large bookstore and to be able to fill large orders for all her local schools.
View original language description ↓
El Bancomunal Señor de Luren inicia su ciclo 9 con 12 socias que pertenecen al distrito de Huancavelica, cuya actividad económica principal es el comercio.
Yolanda es una de las socias del bancomunal, este ciclo tiene el cargo de Tesorera en la Junta Directiva. Yolanda tiene 3 hijos jóvenes de 26, 18 y 16 años de edad, Yolanda tiene como negocio una librería pequeña, donde vende útiles de escritorio como son cuadernos, hojas, lápices, todo tipo de papelería; su negocio se inició con poca mercadería, poco a poco ha ido implementando de acuerdo a las necesidades de sus clientes, ahora tiene también una fotocopiadora, hace servicio de copias, ploteo y tipeo de documentos. Los préstamos que recibe Yolanda los utiliza en la compra de útiles al por mayor y en cantidad para su negocio. Su sueño es tener una librería grande y exportar pedidos al por mayor a instituciones de su localidad.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 91
    View loans »
    Peru Loans Fundraising
  • $61,889,900
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Señor De Luren Group's $3,400 loan helped a member to buy school supplies at wholesale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 6, 2010
Aug 14, 2010
Currency Exchange Loss:
Mar 15, 2011