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This is 35-year-old Festus. He is married, and has 2 children, aged 7 and 4. He has one additional dependent, who lives with him because his parents believe Festus can help with his education.

Festus established his pharmaceutical drugs business in 2001. He began his business because he was working before but deemed it fit and profitable if he started his own business. In the rains many people fall ill, so that is the time he makes more money. He works 7 days a week and 9 hours a day, and he earns about 941,600 SLL every month from this business.

Fetus has a very good loan repayment history. He would like a loan in the amount of 3,000,000 SLL. Festus needs a loan in order to increase stock. He hopes that this loan will enable him to increase his monthly profits by approximately 141,240 SLL. In the future, Festus plans to increase stock in a way that could lead to an established pharmacy that could cater for all categories of people. Fetus’s pharmaceutical drugs business services the remote community with a large customer base. He thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 46
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 3,905.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Festus to buy more medicines.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 11, 2010
Aug 14, 2010
Currency Exchange Loss:
May 15, 2011