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Manuel Jesus
Manuel is 39 years old and lives in the outskirts of Guayaquil. He is a photographer. His two children are 8 and 6 years old, respectively.
He has been a photographer for several years. He had to choose this occupation to support his family because of a lack of other opportunities. He had to buy a camera and a computer to digitalize the photos. Little by little, with the help of his wife, he acquired a small photography store. Now he and his wife work late into the night because they have many customers.
For the growth of his business, he wants to buy tables, glue, and paint with this loan. In the future, he would like to have a bakery in order to earn additional income and improve the life of his children.
View original language description ↓
Manuel de 39 años, el vive en el suburbio de Guayaquil, es fotógrafo y tiene dos hijos de 8 y 6 años.

Y tiene varios años como fotógrafo, pero tuvo que seguir esta profesión por la falta de oportunidades, con el fin de mantener a su familia el tuvo que comprar una carama fotográfica y una computadora para digitalizar las fotos, poco a poco con ayuda de su esposa pudieron tener un local y ubicar un centro de fotografías. Ahora trabajan hasta en horarios nocturnos por la cantidad numerosa de clientes.

Para poder readecuar su negocio el quiere comprar con el préstamo mesas, cemento y pintura. En el futuro quiere tener una panadería para tener un ingreso adicional y mejorar la vida de sus hijos.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 35
    View loans »
    Ecuador Loans Fundraising
  • $26,541,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Manuel Jesus to purchase tables, glue, and paint.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jul 31, 2010
Aug 13, 2010
Currency Exchange Loss:
Oct 15, 2011