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Zainab is 35 years old. She is married, and has 2 children, aged 14 and 11 years. In 2002, Zainab established her foodstuffs business. She began her business because after high school, she preferred going into business with a very small start. She now appreciates the level of stock and the huge customer base she has. Working 7 days a week and 12 hours a day, she earns about 1,767,600 SLL every month from this business.

Zainab would like a loan in the amount of 4,000,000 SLL. Zainab requires a loan in order to purchase stock wholesale. She hopes that this loan will enable her to increase her monthly profits by approximately 123,732 SLL. For the future, Zainab is confident and full of hope as she is the sole trader, doing business in a new community. She hopes to build a whole store and to send her children to university. The majority of the people in her community are poor women, men and children. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 47
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 3,905.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Zainab to buy more foodstuffs.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Aug 11, 2010
Aug 14, 2010
Currency Exchange Loss:
May 15, 2011