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Eldiyar K. is a 28-year-old farmer who lives in Bekitay village. He is married and has one little daughter. Eldiyar was born into a large family where all the children helped their parents in farming. He was the oldest one so he had to do all of the hard work around the house. He pastured cattle, plowed the land and gathered in the harvest.

At that time, Eldiyar’s family had one cow and one bull-calf. Later on, they got more cattle. In 2008, Eldiyar got married. His parents gave him one horse and one milk cow, which became the first investment in Eldiyar’s own business.

During the last two years, his efforts have been aimed at supporting and expanding his household. He managed to multiply the number of cattle and today he has five milk cows and fifteen sheep. Also, he cultivated vegetables on a plot of land and worked hard to get a good harvest of high quality products.

Eldiyar applied for a loan of 50,000 KGS to buy five bull-calves. With the revenues from this investment, he plans to broaden his business by purchasing more cattle for fattening. Speaking of his plans for future, Eldiyar dreams of establishing a large farm and building his own house.

Bai-Tushum and Partners is one of the leading micro-finance Institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of micro-finance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 62
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 46.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Eldiyar to purchase cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 30, 2010
Aug 16, 2010
Currency Exchange Loss:
Aug 15, 2011