A loan helped to buy perfumes, creams, costume jewelry and other products for her business selling Avon products.


Gilda Efigenia's story

Gilda Efigenia and her family live in Jipijapa, an area that has been hit hard by Covid-19. She is a woman who thanks to her loans continues to forge ahead. She makes her living selling Avon products (perfumes, creams, costume jewelry and cosmetics.) She sells door-to-door, from her home and through social media. She sells on credit and collects every 8 days. That is how she is trying to improve her family's situation but things are still very difficult for her and as a result is has been hard to pay off her debts like she did before.

She will use this loan to buy perfumes, creams, costume jewelry and other products.

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Translated from Spanish by Kiva volunteer Mary Jean .


This loan is special because:

It helps borrowers withstand negative economic impacts of the COVID-19 pandemic.



Loan details


Lenders and lending teams



Loan details