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Bwanda Bakyara Kwetungura, Rukungiri Group
In this Group: Lydia, Sezi, Gerald, Josephine, Patrick, Charles, Siyadorah, Alfred, Florence, Edisa, Christopher, Generous, Leodina, Jolly, Deus, Rose*, Lauben*, Nelson*
* not pictured
A supportive, hard working and widowed, B. Lydia, aged 54 years, is a mother of 7 children. She has been operating a retail shop business from Bwanda Trading centre in Rukungiri. In the shop, she is selling general merchandise especially for home use, such as: basins, jerrycans, buckets, grocery, sugar, salt and more. She started this business 10 years ago from her previous farming enterprise. At the end of every month she is able to pocket profits to the tune of 185,000 Ugandan shillings.

Her main drawback has been having too little stock in her business, therefore not matching the purchasing rate of her customers. Lydia is seeking a loan that she figures will help her stock more goods that will satisfy the customers’ high demand. She feel that this will also transform her enterprise into a big enterprise.

Being very committed to the business with good customer care, she hopes to increase her sales revenue. This will bring about a transformation for her business and enable her to achieve a self sustaining life. She hopes to cater to her family's requirements, especially to fulfill her dream of educating her grandchildren. She further looks at buying herself a plot of land where she can set up her own business premises.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 187
    View loans »
    Uganda Loans Fundraising
  • $32,667,650
    Funds lent in using Kiva
  • 2,205.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Bwanda Bakyara Kwetungura, Rukungiri Group's $3,025 loan helped a member to purchase of more inventory for business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 26, 2010
Aug 13, 2010
Currency Exchange Loss:
Jan 15, 2011