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Phok N., 48, lives in Kompong Tom province, Cambodia, where she has owned a plot of land since 1990. She grows rice crops, which she plants twice a year. Phok N. is a good mother to her two school-aged children. Her husband assists on the farm work with her. In view of the fact that rice growing is Phok N.'s main source of income to sustain her family’s living conditions, she is applying for a loan to buy farm supplies to use on her field.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 49
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,245.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Phok to buy farm supplies to use on her field.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 16, 2010
Aug 13, 2010
Currency Exchange Loss:
Aug 18, 2011