Phok N., 48, lives in Kompong Tom province, Cambodia, where she has owned a plot of land since 1990. She grows rice crops, which she plants twice a year. Phok N. is a good mother to her two school-aged children. Her husband assists on the farm work with her. In view of the fact that rice growing is Phok N.'s main source of income to sustain her family’s living conditions, she is applying for a loan to buy farm supplies to use on her field.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.