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Mary Saint
Mary Saint G. is from the village of Pagalungan, Wao, Lanao del Sur. She is 27 years old, married and has 2 school-aged children. Mary Saint owns and operates a specialized retail store, buying and selling ready-to-wear clothing, shoes and bags in the local community. Mary Saint has been engaged in her business for over 3 years and earns approximately 8,000 PHP a month from it.

In 2009, Mary Saint joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Mary Saint has successfully repaid a previous loan of 11,000 PHP from HSPFI, which was used to to purchase additional products to sell. Mary Saint is requesting a new loan of 14,000 PHP which will be used to purchase additional inventory and to increase working capital. This will be the 4th loan taken out by Mary Saint from HSPFI. She plans to use the additional revenue generated from the business to improve/expand her business.

About HSPFI:

HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Hagdan Sa Pag-uswag Foundation, Inc.

Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI) is a non-governmental development organization founded in 1987 to promote Christian values through microfinance services in the Philippines. It partners with Opportunity International and the Mindanao Microfinance Council among others, and offers a range of business and community development services, including savings and insurance programs in addition to lending.

About Philippines

  • $7,000
    Average annual income
  • 497
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 45.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Mary Saint to purchase additional inventory and to increase working capital.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jul 14, 2010
Aug 13, 2010
Currency Exchange Loss:
May 15, 2011