Zoila is a pharmacist. Since she was very young she has always worked in a pharmacy. She has always had the dream of having her own pharmacy so that she would not have to work for others any more. Thanks to her husband's help and with some savings she has been able to manage her dream. She started with only a modest inventory, only a few medicines, only the bare essentials. With her knowledge of pharmacy she has gained a good deal of clients and because her service is personalized her pharmacy has grown significantly, offering a large variety of products. She is now thinking about putting up another pharmacy at a different location. Her greatest dream is to have her pharmacy well stocked and to live with her family comfortably. This loan will be used to acquire more inventory, to purchase more medicines and perfumes. Triumphant Women is the name of the community group to which she belongs. She is the treasurer of the group, a position of great responsibility.
*Zoila is the 5th person in this photo, seated wearing a black sweater.
La Sra. Zoila es químico farmacéutico desD. muy jovencita trabajo en diferentes farmacias pero siempre tenia en mente tener la suya propia, para no seguir trabajando para otros, gracias a la ayuda D. su esposo y unos ahorros que tenían en comun lo pudo lograr, empezó con muy poca mercaderia solo algunas medicinas lo esencial. gracias a sus conocimientos en farmacia gano clientes ya que la atencion era mas personalizada en la actualidad su botica ha crecido mucho tiene variedad D. productos para ofrecer a su clientela, ahora esta pensando en poner otra sucursal D. su botica pero en provincia es algo que espera concretar muy pronto su mayor logro es tener su botica bien surtida y poder vivir junto a su familia cómodamente, con su présT. quiere seguir invirtiendo en la compra D. medicinas y perfumeria , “DAMAS TRIUNFADORAS” es el grupo al cual pertenece donD. es la tesorera cargo que desempeña con mucha responsabilidad.
* Zoila es la 5ta D. la foto esta sentada con casaca negra.
EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.