A loan of $1,000 helped perfumes and creams.


Vilma Azucena's story

Vilma, age 43, lives in El Paraíso de Guayaquil. She sells personal use items like Yambal brand cosmetics by catalog. This company helps enterprising women.

She started selling cosmetics and clothes 25 years ago. Little by little, and with some savings, she joined Yambal. She did this to have more income and to be able to help even more with the family expenses. She works from eight a.m. until six p.m. She sells make-up, perfume, creams, and deodorants by catalog and at a low cost.

She wants to use this loan to buy perfumes, creams, and deodorants to increase her merchandise. In the future she wants to have a stationery store. That way she will have time for her two children.

Translated from Spanish by Kiva volunteer Ginny Kalish



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