A loan of $4,000 helped a member to purchase women's, men's, and children's clothing to sell.


Con Esfuerzo Se Crece Group's story

The communal bank "Con Esfuerzo se Crece” (With Effort there is Growth) consists of 15 associates from the city of Viña del Mar. These individuals dedicate themselves primarily to the production and sales of salads, vegetables, bread, empanadas, perishable and non-perishable items, clothing items, and requested orders.



Paola, photographed in the first row, third from left, wearing a plaid black and green jacket, is the treasurer of the group. For the past six years she has sold clothing for men, women, and children from her house. A week before the end of each month, Paula travels to Santiago to purchase merchandise. She will use the loan to purchase clothing and intends to save her earnings to eventually purchase land and build a house. Paola dreams of one day having her own house and adjacent to it a clothing store. Her motivation is to ensure the education of her children, a 15-year-old son and an 8-year-old daughter.


Paola enjoys working with Fondo Esperanza, as she has established a good relationship with her loan officer and fellow borrowers.



Viña del Mar is a city and community located in the central coastal region of Chile, known as the "Garden City" because of its beautiful parks and gardens. Viña del Mar is in the Valparaíso region, known for its temperate climate. This region is known as the tourist capital of Chile.

In this group: Paola , Rafael , Elba, Jeanette, Blanca, Gisela , Mauricio, Katherine, Rosa, Rose Mary, Paola , Joselyn , Virginia, Nimia, Maritza, Camila, Carolina, Eduardo



Loan details


Lenders and lending teams



Loan details