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Soap Sellers Group
In this Group: Fatmata, Ramatu, Marie, Mariama
Pictured above are the members of the “Soap Sellers” group. They are small-scale-business women based in Makeni, a city in Northern Sierra Leone. They are seeking a loan of SLL 800,000 each to enable them to further expand their businesses. Consequently, they will make more profit and improve on their standard of living.

The leader of this group is Fatmata K.. She is age thirty-six and was born in Makeni. She is married with four children. Her husband is a businessman and her children are attending schools: one in primary school and three in secondary school.

For many years now, Fatmata has been selling soap. With her share of this loan, she will buy more soap-making materials (oil, caustic soda, etc.) in order to produce a larger quantity of soaps to add to her stock.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 33
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 3,905.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Soap Sellers Group's $825 loan helped a member to buy more soap-making materials such as oil, caustic soda, etc.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 12, 2010
Aug 13, 2010
Currency Exchange Loss:
Jun 15, 2011