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Señor De Accha Group
In this Group: Simiona , Remigia , Juana , Neli , Balvina , Marleni *, Sofia , Alejandrina, Tania Alicia , Biviana *, Hilda , Hermelinda , Hilda
* not pictured
The members belong to the “SEÑOR D. ACCHA” communal bank. They live in Accha district, Calca province, Cusco department.

Hilda, 33, lives with her live-in companion and they have 3 children. She alternates household chores with retail sales. She only finished elementary school. From a very early age she started working alongsiD. her mother in order to cover household expenses. Since she was the oldest sister, she helped her siblings to have food and clothing every day.

Today, she works in Pisac, a town noted for its arts and crafts, selling food to the area artisans and learning how to make costume jewelry (earrings, necklaces, armbands, bracelets, key rings) in order to have an extra source of income. She is asking for funds to buy materials and supplies to make the jewelry.

The other group members are in crafts, Internet services, salchipapas (fried potatoes with fried sausage) sales, anticuchos (grilled, skewered beef heart) sales, torta sales, vegetable sales and store management.

Hilda values and is grateful for the granted loan because it will allow her to grow and have a better quality of life. She pledges to repay in a timely fashion.
View original language description ↓
Los socios pertenecen al banco comunal “SEÑOR D. ACCHA”; Los socios viven en el distrito D. Accha en la provincia D. Calca y departamento D. Cusco.

La socia es la Sra Hilda; ella tiene 33 años D. edad y la socia es conviviente y tiene 3 hijos; la socia alterna sus actividades del hogar con el comercio minorista; La socia tiene solo primaria completa, ella se dedico desD. muy jovencita a trabajar junto a su madre y a cubrir las necesidades del hogar, siendo ella la hermana mayor, ayudo a sus hermanos para que pudieran tener día a día alimento y ropa, La socia trabaja hoy en día en el pueblo artesanal D. Pisac vendiendo comida para los artesanos D. la zona y aprendiendo hacer bisutería (aretes, collares, pulseras, brazaletes, llaveros)para tener un ingreso extra. La socia solicita el préstamo para comprar materiales, para elaborar la bisutería.

Los otros socios se dedican a la artesanía, internet, venta D. salchipapas, venta D. anticuchos, venta D. tortas, venta D. verduras, atención en emporio.

La socia valora y agradece el crédito otorgado ya que este le permite crecer y tener una mejor calidad D. vida, así mismo se compromete a cumplir con el pago D. sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 72
    View loans »
    Peru Loans Fundraising
  • $63,759,475
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Señor De Accha Group's $4,375 loan helped a member to buy materials and supplies to make costume jewelry.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 13, 2010
Aug 12, 2010
Currency Exchange Loss:
Dec 15, 2010