A loan helped to buy farming inputs to improve her production.


Emily's story

Emily, age 37, is a repeat Kiva borrower. She is a woman who has sacrificed many things in her life so that she could pursue her dream of becoming successful. Emily is a mother of three children and lives in Chuka, a remote area located on a gentle plain before the ascent into the central highlands of Kenya. She engages in dairy and crop farming.

The major impediment to the development of smallholder farms in Kenya is the lack of short-term loans. Juhudi Kilimo, in partnership with Kiva, is working hard to support smallholder farmers in Kenya by offering financing, therefore guaranteeing their survival.

Emily is seeking a loan to buy farming inputs, which she will use to improve her production and earn more profit to support her family during this difficult economic period. Supporting her with a loan will be key in facing the financial crisis that has been brought about by the COVID-19 pandemic.


This loan is special because:

It finances smallholder farmers to purchase dairy cows, chickens, cereals, farm inputs and farming equipment.



Loan details


Lenders and lending teams




Loan details