A loan of $100 helped to purchase additional products to sell.


Sylvia's story

Sylvia G. is from the village of Barangay 2, Balingasag, Misamis Oriental. She is 47 years old. Sylvia is married and has 4 school-aged children. To make a living, Sylvia owns & operates a business venture in the retail sector operating a specialized retail store. While not the only means for generating revenue, the main source of income for the business comes primarily from selling and dealing daily use products such as shampoo, soap & toothpaste from a direct selling companies in the local community. Sylvia has been engaged in her business for over 6 years and earns approximately 5000 PHP a month for these activities.

In 2010, Sylvia joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Sylvia is requesting a new loan of 4000 PHP which will be used to purchase additional products to sell. This loan will be the 1st loan taken out by Sylvia from HSPFI. She plans to use the additional revenue generated from the business to improve/expand the business.

About HSPFI:

HSPFI is one of accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



Loan details


Lenders and lending teams



Loan details