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Sara Mariana
Sara is 66 years old and lives in Primavera de Duran (a periurban area with a deteriorating ecosystem). She sells personal care products, such as cosmetics, through a catalog. These products are manufactured by Yanbal, a company that helps women entrepreneurs.

Sara started selling Yanbal cosmetics in order to have income to help with the family expenses. She sells make-up, perfumes, crèmes, and deodorants at low cost by catalog.

Sara wants to build a better house, so she will use this loan to buy blocks, cement, and stone. In the future, she wants to have her own store and be able to buy a car. At her age, she is not able to get around easily to deliver her orders.

View original language description ↓
Sara de 66 años, vive en la Primavera de Duran (zona periurbana, con una ecología en disolución), , ella vende productos de uso personal como cosméticos por catalogo de marca Yambal /empresa que ayuda a mujeres emprendedoras.

Ella inicio con las ventas de cosméticos Yambal para tener ingresos y poder ayudar con los gastos familiares. Vende maquillaje, perfumes, cremas, desodorantes a un bajo costo por catalogo.

Ella quiere construir mejor su casa con el préstamo quiere comprar bloques, cemento, piedras. En el futuro quiere tener su propio local y poder comprar un carro ya que por su edad no puede movilizarse a repartir los pedidos.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Ecuador

  • $10,600
    Average annual income
  • 63
    View loans »
    Ecuador Loans Fundraising
  • $26,542,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sara Mariana purchase cement, blocks, and stone.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 12, 2010
Aug 16, 2010
Currency Exchange Loss:
Aug 15, 2011