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Mussarat's Group
In this Group: Mussarat , Samina, Nasreen, Kosar, Abida
Mussarat lives in a historic city of Pakistan called Multan. She is the mother of three daughters and a son. All of them are very young and attending school. Her husband is a salesman. He sells different kind of products in different areas and markets.

She helps her husband financially by doing embroidery works. She has hired a worker who collects orders for her and she completes orders on time to earn a profit. She has been doing this work for over 18 years and has much experience in this field. She has also started selling bangles recently, which has started making her good profits also.

She lives with her family in a small house of two rooms. She has minimized her expenses to survive financially but she wants her family to have a better standard of living.

She has applied for a loan from Asasah for her embroidery business. With the loan amount, she will buy embroidery material in bulk that will help her to improve her business condition. She is a new loan user of Asasah and she hopes that this step will prove successful for her business.

Note: In this photo, Mussarat is wearing the bangles in her group member Samina's hand.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 268
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 85.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mussarat's Group's $950 loan helped a member purchase embroidery material for improving her embroidery business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 9, 2010
Aug 11, 2010
Currency Exchange Loss:
Aug 15, 2011