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Khursheed Begum's Group
In this Group: Khursheed Begum, Zubaida Akhtar, Samina, Humaira, Razia
Khursheed begum has six children - three sons and three daughters - and lives Multan, a historic city in Pakistan. She makes a living embroidering clothing for people living in her neighborhood.
None of her three sons were able to complete their education, as they had to start working to help their family. They all do different kinds of jobs to earn income: the eldest son has a brick-selling business; the middle one does embroidery; and the youngest one has a job in the private sector. Khursheed’s husband works for a Municipal Corporation; however, his income is not sufficient for supporting the family. Therefore, Khursheed, with the help of a loan from Asasah, started the embroidery business to share the financial burden with her husband. Over the past few years, Khurseed has borrowed from Asasah three times and has maintained a good credit record every year.
Now, Khurseed has applied for a new loan from Asasah, which will be her fourth one, and which she will use to expand her embroidery business by buying additional embroidery materials, such as beads, cloth, colored thread, and sketches. She hopes that the expansion will help her increase the business profits and, in turn, allow her to provide sufficient dowry for her elder daughter, who is nearing marriage age.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 271
    View loans »
    Pakistan Loans Fundraising
  • $17,631,450
    Funds lent in using Kiva
  • 85.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Khursheed Begum's Group's $925 loan helped a member purchase of embroidery material in bulk to expand embroidery business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 9, 2010
Aug 11, 2010
Currency Exchange Loss:
Aug 15, 2011