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Relfa De Lourdes
Relfa is 36 years old. She sells personal use products like Yambal (business that helps women sell cosmetics by catalog) brand cosmetics by catalog.

Years ago she separated from her husband, and she had to get money to be able to support her young children. When they spoke to her about Yambal, she signed up and started selling their products by catalog. Now she works different schedules selling perfume, creams, and deodorants to her neighbors and acquaintances.

In order to continue selling these products she wants to use the loan to buy perfumes, creams, and cosmetics.

In the future she wants to finish building her house and have a place for her products.
View original language description ↓
Relfa de 36 años, ella vende productos de uso personal como cosméticos por catalogo de marca Yambal ( empresa que ayuda a mujeres a vender cosméticos por catalogo).

Desde hace años ella se separo de su esposo y tuvo que conseguir dinero para poder mantener a sus hijos pequeños, cuando le hablaron de Yambal se inscribió y comenzó a vender los productos por catalogo, ahora ella trabaja en distintos horarios, vendiendo perfumes, cremas, desodorantes a sus vecinos y conocidos.

Para continuar con las ventas de estos productos ella quiere comprar con el préstamo perfumes, cremas, cosméticos y en el futuro quiere terminar de construir su casa y tener un local de los productos.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 31
    View loans »
    Ecuador Loans Fundraising
  • $26,524,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Relfa De Lourdes clothes, perfumes, and cosmetics.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 16, 2010
Aug 10, 2010
Currency Exchange Loss:
Aug 28, 2011