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Na We Cam-Ii Group
In this Group: Emma, Safiatu, Isatu, Fatmata, Hawa
Here are members of the “Na We Cam II” group from the northern city of Makeni. They are small-scale businesswomen who have come to SMT, a partner of, to apply for a loan of SLL 500,000 for each to enable them to expand their businesses.

Pictured left is Emma B. who is the leader of this group. The fifty-year-old Emma is married with five children – three in primary school and two adults. For many years now, Emma has been selling palm oil (the country’s most popular cooking oil). She also sells containers (used mainly to store palm oil). With her share of the loan, Emma will buy gallons of palm oil and a number of containers to add to her current ones.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 47
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 3,925.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Na We Cam-Ii Group's $650 loan helped a member buy gallons of palm oil and containers to add to her current ones.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jul 12, 2010
Aug 9, 2010
Currency Exchange Loss:
Apr 20, 2011