A loan helped to buy a smartphone for her child's online education needs during Covid-19.


Ika's story

Good day lenders! Meet one of KBMI’s clients, Ika. She is 31 years old and married with one daughter and one son. Ika runs a business selling clothes and her husband is an employee. One of her children is still in school. The impact of the Covid-19 pandemic on their family is the implementation of school from home that uses an online system. This has made it difficult for their child to access the course materials and send assignments to the teacher.

She has applied for a loan of 2,200,000 Indonesian rupiahs (IDR) from KBMI to buy a smartphone for her child's online education needs during Covid-19. Her income is not sufficient to buy a smartphone, but she will be able to repay the loan received by using the profits generated from her business.

Ika is a very hardworking mother who always strives for the best for her children and improves the living conditions and creates a happy life. She is very grateful for the opportunity and wants to thank to all lenders.

Note: The girl in the photo is Ika’s daughter.


This loan is special because:

It allows students of every economic background to pursue education.



Loan details


Lenders and lending teams




Loan details