A loan helped to finance his third year in higher education toward a degree in business administration.


Irakli's story

Irakli is an 21-year-old student from Zugdidi, in the western part of Georgia. He lives with his parents and grandmother, but they don't have sufficient income to finance Irakli's education costs. He is a hardworking person with a great desire to make an investment in his education, which should be reflected in his future success.

Irakli needs help to cover his third-year tuition fees as he works towards a bachelor's degree in business administration. He has been approved for a student loan from Credo, which is a joint project with Kiva that gives Georgian students a good chance to invest money in their education.

Irakli wants the opportunity to find a stable job in his field and generate significant income after graduation. He really appreciates the support from the lenders, as his life will greatly improve with their help.


This loan is special because:

It allows low-income students to pursue education and find jobs before repaying.



Loan details


Lenders and lending teams




Loan details