A loan of $900 helped she is asking for a $900 loan, which she will be able to put back into all aspects of her businesses, including the purchase of greater quantities of products and to pay for transportation to the countryside to make these purchases.


Margarita's story

Margarita S. H. belongs to the village bank “Arco Iris,” which means “rainbow” in Spanish.

Margarita is what in Spanish is known as a "ferriante,” which means she supplies products in bulk to the community every given number of days each week. With her warm and youthful smile, she explains that three times each week she must rent a car to drive up to three hours outside city limits into the rural “campo” of Ayacucho, Peru. There she buys cheese, beef, and pork. With these supplies, she returns to the city to sell her fresh products door-to-door. Margarita began business as a “ferriante” some 22 years ago when she married her husband and started a new family.

In addition to her work supplying fresh food products to the community three times each week, Margarita also has a business in selling “leña,” or firewood, to the women in her neighborhood. Firewood is the principal means of heating homes and cooking food in this area, and everyday Margarita’s neighbors come to her to buy their daily supply.

Margarita says she is very grateful to be a part of her village bank because it has taught her how to save the profits she makes from both businesses. When her husband fell ill recently, she was able to use the savings she has been storing in the bank to pay for his operation. She is asking for a $900 loan, which she will be able to put back into all aspects of her businesses, including the purchase of greater quantities of products and pay for transportation to the countryside to make these purchases.



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