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Doris lives in the city of Cusco and is married to Donato. They have two beautiful children. Two years ago, Doris figured a way to open a small business selling clothing and tools. She buys merchandise from different cities, such as Lima, Tacna, and Desaguadero. Once the merchandise is purchased, Doris takes it to sell in the cities of Quillabamba and Puerto Maldonado. Doris sells her customers good-quality products at low prices; they leave happy and then return again. Doris’ customers affectionately call her “Casera” ["Homebody"].

Currently she and her husband work in different businesses. At first they had little capital and needed more money. Then they were presented with the opportunity to belong to the Asociación Arariwa, which lends money.

With her next loan Doris expects to receive $600.00. For the moment, her business selling clothing and tools is modestly stocked with merchandise, but she wants to increase capital for the business. She would like to use the money from the loan to buy clothing such as pants and polo shirts.

Doris participates in the “El Amanecer” [The Dawn] communal bank and her fellow members have reaffirmed their trust in her for the loans.
View original language description ↓
Doris vive en la ciudad del Cusco y está casada con Donato. Fruto de esta unión tienen dos hijos hermosos. Hace dos años atrás Beatriz se las ingenio para abrir un pequeño negocio de venta de ropa y venta de herramientas. El negocio consiste en comprar mercadería de diferentes ciudades como de Lima, Tacna y Desaguadero. Una vez comprado la mercadería, Doris lleva a vender a las ciudades de Quillabamba y Puerto Maldonado. Doris vende a sus clientes productos de buena calidad y a bajos costos y por ese motivo sus clientes se van contentos y después vuelen. Los clientes de Doris le dicen de cariño “CASERA”.

Actualmente, ella y su esposo trabajan en diferentes negocios. Al principio tenían poco capital pero necesitaban más dinero, entonces se les presento la oportunidad de pertenecer a la Asociación Arariwa quien les presta dinero.

Con su próximo préstamo, Doris espera recibir $600 USD. Por el momento, su negocio de venta de ropa y herramientas esta modestamente equipado con mercadería surtida, pero quiere aumentar el capital del negocio. Le gustaría emplear el dinero del préstamo para comprar ropa como por ejemplo pantalones y polos.

Doris participa en el banco comunal “El Amanecer”, y sus compañeras le han reafirmado la confianza para los préstamos

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 81
    View loans »
    Peru Loans Fundraising
  • $61,829,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Doris to buy clothing such as pants and polo shirts.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 9, 2010
Aug 8, 2010
Currency Exchange Loss:
Dec 15, 2010