A loan of $900 helps to buy dressmaking materials for her sewing workshop and to invest in vegetables, meats, condiments, etc.


Elsy Carolina's story

Elsy is applying for another loan because she needs working capital to strengthen her businesses of tailoring and selling pupusas [filled tortillas, a typical Salvadoran dish] and traditional foods and snacks. Another reason why she has made this decision is because she is satisfied with the service that PADECOMSM Crédito has offered her.

At this time, she will buy dressmaking materials for the tailoring workshop with the borrowed funds. She will also invest in vegetables, meats, condiments, etc., for the food sales.

With the previous loan, she was able to stock up with basic materials to prepare the products that she sells. In this way, she increased her productivity and the profitability of her business, and she attracted new customers. She used the earnings to improve her work area. Now she has expanded her business, since she has included the sale of traditional foods.

As for her family situation, she says that their lifestyle has improved.

Translated from Spanish by Kiva volunteer Pam McMurry.


This loan is special because:

It includes access to savings accounts.

Lina Ramírez, Kiva staff

Lina Ramírez
Kiva staff


Loan details


Lenders and lending teams





Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.

Loan details



Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.