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Bekzhan A. is 35 years old and lives with his family in the neighborhood of Kyz-Molo village. He has two daughters: four and two years old. At his country place, Bekzhan is known as a hard-working and energetic person.

Bekzhan was born in a farmworker’s family and, from early childhood helped his parents in farming. Over the years, he inherited the farm and a house near it. Gaining a wide experience in stockmanship, 15 years ago Bekzhan started his business in cattle breeding, which became the main source of income for his family. Due to his strong efforts, Bekzhan has developed his farm and today it amounts to ten milk cows and five bulls. Bekzhan and his wife sell milk to their loyal customers and have earnings of 10,000 Kyrgyz Soms monthly.

Bekzhan plans to use the loan of 90,000 Kyrgyz Soms to broaden his business through buying three milk cows, which will allow for increased milk sales. With the revenues from the loan, he plans to broaden his business by purchasing more cattle.

Bekzhan is doing his best to provide good conditions in which his children can develop.

Bai-Tushum and Partners uses Kiva funding to target the especially vulnerable population. Bai-Tushum and Partners is one of the leading Microfinance Institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 55
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,897,275
    Funds lent in using Kiva
  • 46.6
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,950 helped Bekzhan to purchase cattle.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 29, 2010
Aug 6, 2010
Currency Exchange Loss:
Feb 15, 2012