A loan of $5,425 helps a member purchase stock of second hand clothes which will reinforce her initial capital.


Midiho Group's story

Madame Jeanine is a Hekima IMF client and represents the village group MIDIHO. She is married, 40 years old and the mother of ten children who all attend school. Her spouse is a carter.

She sells second hand clothing which is a business she began eight years ago with the start up funds provided by her husband. Later Mme Jeanine joined the Hekima programme to support her business. With time her business has developed. This new loan will allow her to purchase second hand clothing which will reinforce her initial capital. Her business has no issues.

Madame Jeanine would like her children to continue attending school and to feed her family. Finally, she would like to thank Hekima and its partners for the support given to business owners who aren't traditionally banking clients in the context of the global Covid-19 crisis. The picture is of the group's leader alone due to Covid-19 and the need to respect social distancing measures.

In this group: Jeanine, Elisa, Vumi, Christine, Chantal, Micheline, Tantine, Alice, Adela, Chantal, Alphonsine, Consoloate, Jeanette, Marceline, Bernadette, Georgette, Thomas, Adeline, Francine, Florence, Yadeta, Justine, Erifa, Solange, Claude

Translated from French by Kiva volunteer Esther Schmit.


This loan is special because:

It serves entrepreneurs in conflict-affected areas with few opportunities.

Manon Genouille, Kiva staff

Manon Genouille
Kiva staff



Loan details


Lenders and lending teams






Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.

Loan details



Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.