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The woman shown in the picture is Mrs. Sok S.. She is 47 and lives in the province of Battambang in Cambodia, about 300 km from Phnom Penh along National Road No. 5. Sok S. earns a living by planting vegetables. She grows them both for eating and selling. Her husband works with her in the field. This couple has given birth to five kids who are in school. Sok S. lives in an older house that is often broken down, and their living situation has been affected. Sok S. is, therefore, asking for a loan to repair the house.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 208
    View loans »
    Cambodia Loans Fundraising
  • $40,009,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Sok to repair her old house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 13, 2010
Aug 5, 2010
Currency Exchange Loss:
Aug 18, 2011