A loan helped to buy makeup, perfumes, watches, and more.


Carlos Steven's story

Carlos Steven is 26 years old. He is single and studying aquaculture. He lives in a relative's house in Manta, one of the most important cities for business and tourism on the Ecuadorian coast.

Carlos Steven is an enterprising man who seeks a way to pay for the household expenses everyday. That is why he started his business selling makeup, perfumes, watches, and other items one year ago. Carlos Steven makes his sales through social media, but his business was affected by the COVID-19 pandemic. His sales went down, and that is why he is now asking for this loan to keep generating needed income.

He will invest this loan in buying makeup, perfumes, watches, and more. His dream is to keep growing with his business and to practice his profession.

Translated from Spanish by Kiva volunteer Ellen Donohue.


This loan is special because:

It helps borrowers withstand negative economic impacts of the COVID-19 pandemic.



Loan details


Lenders and lending teams




Loan details