A loan helped to buy farm inputs such as fertilizer and seeds to enable her to grow more crops.


Ruth's story

Ruth, 38, is the mom of six children and a hardworking farmer from a remote village in Molo, an area with hilly scenery that is good for camping and hiking.

Thanks to her daily efforts, she has managed to give her children a good start by providing them with a good-quality education. Ruth has a farm where she grows crops and raises livestock. She also earns some income from a personal business. She never had a formal education and is content with the farming lifestyle.

The Molo area is a favorable one for farming, so she is seeking a 50,000 KES loan through Kiva's field partner Juhudi Kilimo to buy farm inputs such as fertilizer and seeds to enable her to grow more crops, reap maximum profits, and increase her business.

Being a woman and accessing funds in Kenya, especially around Kitui, is very challenging, but Ruth feels relieved knowing there are institutions such as Kiva that help enterprising women like her.

She is always working to improve her family’s living conditions, but her biggest dreams are to become independent and support her family by herself, secure her children’s future, and buy a home. Ruth is looking forward to your helping hand and hopes for your contribution.


This loan is special because:

It finances smallholder farmers to purchase dairy cows, chickens, cereals, farm inputs and farming equipment.



Loan details


Lenders and lending teams




Loan details