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Mrs. Yem K. N., age 37, is a street-vendor selling dried fish, earning around $2 per day in profit. Her husband sells vegetables to earn around $3 per day. They have one child who is a student. She would like to request a loan of $500 in order to purchase a motorbike to transport their vegetables and fish from the market to their stalls. This will increase efficiency, allowing them to purchase the freshest produce and open their stall earlier in the morning, thereby increasing access to customers and increasing revenue.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 213
    View loans »
    Cambodia Loans Fundraising
  • $40,040,200
    Funds lent in using Kiva
  • 4,013.6
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Yem to purchase a motorbike to transport food goods for sale.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 7, 2007
Oct 23, 2007
Currency Exchange Loss:
Dec 15, 2008