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Mrs. Sem Ea Village Bank Group
In this Group: Sem, Dy, Da, Chanthol, Urn, Ny, Chhon, Eng, Sam Nang, Lina, Mon, Sareth, Nget, Chanthy
Mrs. Sem E. is the village bank president selected by 14 people located in Trapeang Reang village, Takeo province. All the members make up the village bank and they will use their portion of the loan for various goals.

Mrs. Sem E., who was born in 1970, is a rice middleman and a pig breeder, who is able to earn a large profit to support her family. Her husband, Mr. Khum Samret, is a rice wine maker from home. Since her husband’s business is going well, she wants to expand it. To improve this business, Mrs. Sem E. is seeking a loan to buy more rice to make rice wine to sell. She is the mother of five children: one is a laborer, one is a seamstress in garment factory, another one helps the father to make rice wine, another one is studying in school, and the youngest one is two years old.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 220
    View loans »
    Cambodia Loans Fundraising
  • $39,853,650
    Funds lent in using Kiva
  • 4,265.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mrs. Sem Ea Village Bank Group's $2,150 loan helped a member to buy more rice to make rice wine to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 15, 2010
Sep 1, 2010
Currency Exchange Loss:
Sep 1, 2011