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Helen G., a married woman who lives in Brgy Zone III, Cadiz City, Negros Occidental, earns her living by operating a food vending business. Her husband, Armando G., 52 years old, works as a fish vendor and also helps in his wife's business activities. They have five children who range in age from 13 to 29 years old.

Helen joined NWTF-Project Dungganon in 2007 because she aspired to something better for her family. With the help of her past six loans from NWTF-Project Dungganon, she has been incrementally lifting her family out of poverty by the sweat of her brow.

Helen's previous loan of PHP 7000 helped her earn a monthly profit of PHP 2000, thereby uplifting the family's standard of living. For her seventh loan, she is requesting PHP 9000 as additional working capital for her food vending business so that she can continue to save up for her children's college education. Helen G. is a Dungganon woman who is following an honorable path toward the achievement of her dreams.

About NWTF:

In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed upon a member of a community who has earned the respect through a lifetime of hard and honest work.

Help NWTF continue its mission to help the poorest in the Philippines by clicking the link to the NWTF Kiva lending team on to join our team.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 441
    View loans »
    Philippines Loans Fundraising
  • $69,767,025
    Funds lent in using Kiva
  • 45.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Helen additional working capital.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 3, 2010
Aug 2, 2010
Currency Exchange Loss:
Feb 15, 2011