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Yakuthon's Group
In this Group: Yakuthon , Galina , Ludmila , Nodirahon
Yakuthon A. is the leader of the group. She is 47 and married. She has raised two sons and a daughter. The daughter is married and lives separately with her family; the first son works as a butcher and the second son studies at school. In order to make money Yakuthon works as a cook in a kindergarten, and her husband went to work to Russia. Five years ago, with the initial investment of 2000 soms, Yakuthon started to breed livestock and with money received from the loan she wants to purchase four sheep for breeding. In the future she wants to save money to contribute to her son’s wedding expenses.

Galina T. is the treasurer of the group. She is 51 and married. She has two daughters and a son. The daughter works as a cook in a kindergarten, the first son went to work to Russia and the second studies at school. Galina and her husband work in the same kindergarten. Now she is planning to purchase a pavilion and with money received from the loan she wants to purchase convenience goods in order to resell them in that pavilion.

Ludmila J., 47, is a widow. She has raised three sons, the first son works as a baker, the second went to work to Russia, and the third son is an auxiliary master. Ludmila applied for the loan because she needs money to purchase building materials to start building their new house.

Nodirahon H., 26, is married. She has a son who is just two years old. Seven years ago, with the initial investment of 15,000 soms, Nodirahon and her husband opened their own bakery. They make 18,000 soms per month. With money received from the loan Nodirahon wants to purchase 20 bags of flour. In the future she plans to expand her business, purchase some land, and build a house for her older brother.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan.
MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit:
If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 36
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,530,050
    Funds lent in using Kiva
  • 46.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Yakuthon's Group's $1,300 loan helped a member to purchase four sheep.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 22, 2010
Jul 29, 2010
Currency Exchange Loss:
May 15, 2011