Rena is an Internally Displaced Person from the Fizuli region located in the south-east part of Azerbaijan. She, the family of her husband and her four children were relocated to Baku as a result of the Armenian-Azerbaijan military conflict over Garabakh. She runs a construction materials shop together with her husband. They have been in this business since 1993. Since then she has developed the business, but now she is a bit short on inventory to be sold. She wants to increase the number and variety of inventory. She has applied for a loan in the amount of $700. This is her second loan from Normicro Baku branch.