A loan helped to buy pencils, pens, notebooks, folders, sheets of paper, craft foam, t-shirts, underwear, etc.


Yulisa Monserrate's story

Yulisa Monserrate and her family live in Portoviejo, a city that was affected by the earthquake of April 16, 2016, and now by the COVID-19 pandemic. The city is rich in the production of vegetables, legumes, and tropical fruits for domestic consumption.

Yulisa Monserrate is a teacher. Now she gives classes via internet from her house and on her schedule. In her free time, she sells various clothing for women, men, and children, sandals, costume jewelry, and sheets, and she is introducing the sale of school supplies. In her house, she has a display case with the merchandise so that her customers can see it and thus request it from her. Sometimes she leaves [merchandise] with her customers on credit and collects weekly.

At the beginning [of the pandemic], the social isolation left her without work because of the fear of contagion and various restrictions that prevented her from selling, but now she is meeting the biosecurity protocols.

This loan is to buy pencils, pens, notebooks, folders, sheets of paper, craft foam, t-shirts, underwear, etc.

Her dream is that her family will have good health and that her business will continue growing.

Translated from Spanish by Kiva volunteer Pam McMurry.


This loan is special because:

It helps borrowers withstand negative economic impacts of the COVID-19 pandemic.



Loan details


Lenders and lending teams




Loan details